EPF (PF) Calculator
See how much PF money you will have when you retire.
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Fill in the boxes above to see the answer.
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Questions
What is the PF interest rate?
8.25% a year for 2025-26, declared by EPFO. The rate is set every year.
How much goes into PF?
You give 12% of basic + DA. The company also gives 12%, but 8.33% of up to ₹15,000 (max ₹1,250 a month) goes to the pension scheme (EPS), and the rest goes to your PF.
Is the pension (EPS) included?
No. This shows only your PF money. EPS pension is paid separately as a monthly pension.
Is PF money taxed?
PF is tax free when you take it out after 5 years of continuous service.