Sukanya Samriddhi (SSY) Calculator
See how much your daughter’s Sukanya Samriddhi account will give at maturity.
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Questions
What is the SSY interest rate now?
8.2% a year for October–December 2026. The government reviews it every 3 months.
How long do I pay?
You put money in for 15 years. The account matures 21 years after opening; interest keeps adding in the last 6 years.
How much can I put in?
From ₹250 to ₹1.5 lakh in a year. The account is for a girl below 10 years of age. This tool counts the deposit at the start of each year (before 5th April), which earns the most interest.
Is it tax free?
Yes. Deposits (old regime, under 80C), interest and maturity amount are all tax free.